Announcement to ARA Membership: Strengthening Leadership for the Future

As the American Recovery Association (ARA) continues its rapid growth and expanding influence across the industry, the Board of Directors has taken an important step to position ARA for its next phase of success. To support this momentum, we are proud to announce the creation of a Chief Executive Officer (CEO) role. Wayne Ray will […]

A Meaningful Step Forward: Recognizing Bridgecrest’s Fuel Surcharge Initiative

In today’s economic environment, certainty is often difficult to find. While recent developments overseas have brought optimism regarding global energy markets and crude oil prices have trended downward, fuel costs at the pump have remained persistently high. What began earlier this year as a regional concern quickly evolved into a national challenge affecting repossession agencies […]

National Framework for Breach-of-Peace Prevention, Violence Response, and Recovery Safety Management

Executive Summary The collateral recovery industry operates in environments that can rapidly become dynamic, emotional, and unpredictable. While the legal framework governing repossession varies by jurisdiction, one principle remains consistent throughout the United States: repossessions should be conducted without breach of the peace. Effective breach-of-peace prevention serves not only the interests of recovery professionals but […]

Re: A Message to the Industry: Professionalism on Social Media

Our industry is at a critical point—and what we say and share publicly matters more than ever. We are seeing a growing and concerning trend: social media being used to handle disputes, air grievances, and publicly criticize one another. Too often, these situations escalate into personal attacks, public callouts, and the sharing of sensitive or […]

ARA Advisory: Understanding the Recent Slowdown in Repossession Activity

The American Recovery Association (ARA) is issuing this advisory in response to the recent slowdown in assignment volume being experienced across the repossession industry. Initially, many attributed this decline to seasonal factors, particularly tax season, when consumers used refunds to bring accounts current. However, it is now clear that what we are seeing is not […]

NARS 2026 Draws Record Attendance, Raises Over $41,000 for Industry Charity, and Sets the Stage for an Exciting 2027

The North American Repossessors Summit (NARS) 2026 brought together more than 900 professionals from across the recovery industry for three days of education, collaboration, and connection. Centered around this year’s theme, “Stronger Together: Bridging Gaps, Elevating Standards,” the event delivered a dynamic agenda designed to foster transparency, innovation, and leadership within the industry. Attendees participated […]

ARA’s Response to LPR Lawsuit

In light of the recently filed lawsuit alleging unauthorized access to and misuse of license plate recognition (LPR) data, the American Recovery Association (ARA) recognizes the significant concern this matter has generated across the repossession and recovery industry. While the claims outlined in the filing remain allegations and have not been proven in a court […]

ARA Oxcart General Fund

March 24, 2026 Industry Partners, In February, we shared a growing concern impacting our industry — municipal overreach through the use of Oxcart permit systems to regulate lawful repossession activity. What began as a localized issue has continued to spread, placing increasing financial, operational, and safety burdens on recovery professionals across multiple states. Since that […]

Clarifying ARA’s Position on Key Services and Operational Control

The American Recovery Association (ARA) has recently become aware of industry discussions suggesting that ARA supports models that would remove key service operations from repossession companies or require the use of specific third-party vendors at repossession facilities. These claims are incorrect. Over the past several months, ARA has worked collaboratively with lenders, forwarders, repossession companies, […]

Industry Update on Rising Fuel Costs

Dear ARA Members, The recent global events involving Iran have resulted in noticeable increases in fuel prices across the United States. As an industry that relies heavily on transportation and vehicle recovery operations, we recognize that rising fuel costs directly impact the day-to-day operations and profitability of our members. In response to these developments, the […]