After 35 years in the repossession industry, our office coordinator finally and happily denied a forwarder’s request to sign us as one of their recovery agents. Forwarders are costly and risky entities to work for because they often provide outdated and inaccurate information that costs us both undue time and money. Our office coordinator went on to explain that the denial to an outside forwarder was made possible by the monumental new merger between ARA and NFA. This merger will create many new opportunities for the recovery association and greatly reduce the members’ dependency on outside forwarders. Along with the merger between ARA and NFA, an effective co-op between ARMS and Reliance assures the new NFA is a viable alternative to inefficient and less professional outside forwarding agencies. This eminent unification saves us time and revenue, allowing us to further prosper in our field.