Reasons to Join ARA


American Recovery Association (ARA) is the world’s largest association of certified, trained and compliant recovery and remarketing professionals. ARA members specialize in locating and repossessing collateral on behalf of lending institutions including banks, savings institutions, finance companies, credit unions, rental/leasing companies, and auto, truck and equipment dealers. All members are certified independent business operators.

ARA Directory

Our entire membership directory is online and updated annually. Complimentary copies are distributed to the lending community every January.

Online Software for the Lending Community

ARA is the only association in the recovery industry with its own recovery software. The integrated online recovery management software links ARA members and lenders for real-time communication. Clients can search by zip codes to find any ARA recovery agent in the United States.

The ARA Recovery Management Software allows us to offer clients and potential clients a way to improve how they communicate and conduct business. The ARA Recovery Management Software makes it possible for ARA members to realize a seamless communication platform with their clients allowing them to increase efficiencies within their repossession departments across the country. Clients can utilize this technology to send assignments, view updates, condition reports and invoices with all accounts directly through ARA website.

CSTF Client Protection

The Client Security Trust Facility continues the life-long commitment by the ARA to protect our clients.


ARA focuses on compliance training and monitoring, education and training through certification programs, legal representation and lobbying, promotion of member and lender direct relationships, networking, and a captive insurance program.

ARA Compliance Monitoring & Agency Employee Testing Module

Highly customizable software platform monitors the exact parameters based on what our lenders choose.  Our system has a built in employee compliance testing module.  Compliance Auditing utilizes the services of an independent CPA compliance auditing company to perform audits and provide reports.

Dedicated Association Staff to Help Serve You

ARA is the only industry trade association with a physical office location and committed staff. ARA’s Home Office is located in Irving, Texas with a seasoned executive director and staff dedicated to the service of our members and clients.

Annual Convention

As part of the ARA membership benefits, ARA hosts its annual convention every fall in a different city and state. The three-day event provides education, networking and an opportunity to discuss timely and important industry topics. Dynamic speakers, board elections, the swearing in of new members, membership discussions, a dinner and dance celebration and awards ceremony are always part of the annual convention.


ARA started the North American Repossessors Summit (NARS) in 2009 as a place for a diverse group of recovery and remarking, lending and other industry-related professionals to come together and brainstorm solutions for the most prominent issues, while developing new innovations for adaptation of the constantly changing future. This annual two-day conference takes place at the Omni Mandalay Hotel at Las Colinas. The mission of the North American Repossessors Summit (NARS) is to unite the collateral recovery and remarketing industry by providing an open, collaborative environment for all people in the recovery and lending community to come together to address and improve the industry’s challenges and complexities.

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