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Why Choose ARA?

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Directory

Our entire membership directory is online and updated annually. Complimentary copies are distributed to the lending community every January. Search Now »

Client Protection

All ARA members have a $5,000,000 bond – the highest amount of protection offered by any recovery association in the industry.

Training

ARA focuses on compliance training and monitoring, education and training through certification programs, and other industry-related topics for members and clients.

Exceptional Standards

ARA sets the highest standards in the industry for applicants seeking membership. By maintaining these standards, clients are assured members are professional, insured, certified and trained and compliant.

Forwarding & Facilitation

NFA, is an industry-owned forwarding and facilitation company run by ARA members. It offers a viable alternative to lenders that are currently using the standard forwarding model.

Technology

ARA offers its own Recovery Management Software for clients as a seamless way to assign recoveries to ARA members, at no cost to the client.

Establish HR Industry Compliance

In order for your company to be industry compliant, your people need to accomplish the right tasks; the right way; the first time; every time. Your ARA TalentValue HR Compliance System can guide you on how to do it. Learn More »

Recruit Great People

Organizations tend to hire for skill and fire for behavior. Your ARA TalentValue Recruiting System can save up to 75% of your hiring time and improve the quality of who you hire by 25%. Avoid hiring problematic, unproductive people.
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Improve Your Productivity

Creating a truly engaged workforce, instilled with your values and attitudes, will get each person focused on achieving real results for the organization and your customers. Learn More »

Satisfied Members and Clients

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  • “I have ventured in error to a few companies that are not affiliated with ARA and it was such a terrifying experience that I make sure to verify the ARA relationship prior to placing an account… I appreciate the work ethic that ARA expects from all of their members.”
    Joan Wolfe - Collections Manager Indiana Members Credit Union

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